IRS Wage Garnishment
An IRS wage garnishment can take a large share of every paycheck until the debt is resolved. We work to get the garnishment released and replace it with an affordable arrangement, often within a few weeks.
How Nelson & Associates handles IRS Wage Garnishment
Unlike most creditors, the IRS doesn't need a court order to garnish wages. A continuous wage levy stays in place until the balance is paid, the collection period expires or the IRS releases it. The amount you keep is based on your filing status and dependents, and it is often far less than what you need to live on.
We contact the IRS, verify the balance and prepare the financial information needed for an installment agreement, currently-not-collectible status or an offer in compromise. Once an acceptable arrangement is in place, the IRS issues a release to your employer.
Who this is for
- Employees whose employer received a wage levy
- People who received a final notice of intent to levy
- Households struggling to cover basics after a garnishment
- Taxpayers with unfiled returns blocking a resolution
- Spouses affected by a joint tax debt
- Workers with multiple years of balances
Everything covered in our IRS Wage Garnishment service
- Review of the levy and underlying tax years
- Filing of any missing returns required for resolution
- Financial statements to prove allowable expenses
- Negotiation of a release and alternative arrangement
- Installment agreement or CNC status requests
- Exemption claims for dependents and filing status
- Innocent spouse review where relevant
- Ongoing compliance support to avoid new balances
The paperwork behind IRS Wage Garnishment
| Form 668-W | Notice of levy on wages, salary and other income |
|---|---|
| Publication 1494 | Table used to figure the amount exempt from levy |
| Form 433-F / 433-A | Collection information statements |
| Form 9465 | Installment agreement request |
| Form 12153 | Collection Due Process hearing request |
What we’ll need from you
Have these ready and your first meeting goes faster. Missing something? We’ll help you find it.
- The levy notice your employer received
- Recent pay stubs
- Monthly household expenses
- Bank statements
- Information on dependents
- All IRS notices for the years owed
How it works, step by step
Free confidential consultation
Tell us what the IRS sent and what has happened so far.
Get your IRS file
We pull your transcripts to see exactly what the IRS sees.
Build the solution
We file what's missing and choose the best resolution option.
Resolve and stay compliant
We negotiate, confirm the outcome and keep you on track.
Why clients choose us for IRS Wage Garnishment
CPA representation
With your signed Form 2848 we deal with the IRS directly, so you don't have to.
Efficient and affordable
We work toward the fastest resolution that fits your finances.
Extremely discreet
Your situation stays private, handled only by authorized staff.
Fraud and forensic background
Our founder has served as an expert witness in federal tax cases.
IRS Wage Garnishment across the United States
From our Doral office we provide IRS Wage Garnishment to clients in all 50 states and Washington, D.C. Hover over a state to see its tax profile and the cities we serve; tap it to open the state page.
Services clients often pair with this
IRS Levies
Stop or release IRS bank levies and other seizures of funds, and put a resolution in place before more is taken.
Learn more IRS Tax Problems & ResolutionIRS Payment Plans
Installment agreements, short-term extensions and currently-not-collectible status matched to what you can afford.
Learn more IRS Tax Problems & ResolutionInnocent Spouse Relief
Relief from tax, interest and penalties on a joint return when your spouse or former spouse was responsible.
Learn more IRS Tax Problems & ResolutionUnfiled Tax Returns
Catch up on years of missing federal returns, limit penalties and get back into good standing with the IRS.
Learn moreMore in IRS Tax Problems & Resolution
IRS Wage Garnishment FAQs
5 answers to the questions clients ask most. Don’t see yours? Ask us directly.
How much of my paycheck can the IRS take?
Everything above an exempt amount based on your standard deduction and number of dependents. For many people that leaves very little, which is why a fast release matters.
Will my employer find out why?
Your employer receives the levy notice, so they know there is an IRS levy, but not the details of your tax situation. We work to resolve it quickly.
Can a garnishment be stopped?
Yes. The IRS will release a wage levy when you enter an installment agreement, qualify for hardship status, pay the balance or meet other release criteria.
Do I need to file missing returns first?
Usually. The IRS generally requires all returns to be filed before agreeing to a payment plan or other resolution.
Do you offer IRS Wage Garnishment outside Florida?
Yes. Our office is in Doral, Florida, and we work with clients across the United States and abroad through secure uploads, phone and video meetings and e-signatures. South Florida clients are welcome to meet with us in person.
Talk to a CPA about IRS Wage Garnishment.
Your initial consultation is free. Call us, email us or visit our Doral office, and we’ll tell you exactly what you need and what it will cost.