IRS Liens
A federal tax lien is the government's legal claim against your property, and the public notice can block a sale, a refinance or a business loan. We work to release, withdraw or work around the lien so life and business can continue.
How Nelson & Associates handles IRS Liens
The IRS files a Notice of Federal Tax Lien to protect its interest in your assets after a balance goes unpaid. The lien attaches to everything you own, including real estate, vehicles and business assets, and to property you acquire later. You have the right to request a Collection Due Process hearing within 30 days of the notice that the lien was filed.
There are several ways to get relief. A lien is released when the balance is paid or becomes unenforceable. It can be withdrawn in certain cases, such as entering a direct debit installment agreement. Discharge removes the lien from a specific property so it can be sold, and subordination lets a lender take priority so you can refinance.
Who this is for
- Homeowners who need to sell or refinance
- Business owners seeking a loan or line of credit
- Taxpayers who just received a lien filing notice
- People who paid their balance but still show a lien
- Sellers of property with a lien attached
- Anyone whose credit is affected by a filed lien
Everything covered in our IRS Liens service
- Review of the lien filing and underlying balances
- Collection Due Process hearing requests
- Lien withdrawal applications
- Certificates of discharge for property being sold
- Certificates of subordination for refinancing
- Payment arrangements that support withdrawal
- Confirmation of release after payment
- Coordination with title companies and lenders
The paperwork behind IRS Liens
| Letter 3172 | Notice of Federal Tax Lien filing and your right to a hearing |
|---|---|
| Form 668(Y)(c) | Notice of Federal Tax Lien |
| Form 12153 | Request for a Collection Due Process or Equivalent Hearing |
| Form 12277 | Application for withdrawal of a filed lien |
| Form 14135 | Application for certificate of discharge |
| Form 14134 | Application for certificate of subordination |
What we’ll need from you
Have these ready and your first meeting goes faster. Missing something? We’ll help you find it.
- The lien notice and any related letters
- Details of the property involved
- Sale contract or refinance commitment, if any
- Recent mortgage statement and property appraisal
- Proof of any payments made
- Current financial information
How it works, step by step
Free confidential consultation
Tell us what the IRS sent and what has happened so far.
Get your IRS file
We pull your transcripts to see exactly what the IRS sees.
Build the solution
We file what's missing and choose the best resolution option.
Resolve and stay compliant
We negotiate, confirm the outcome and keep you on track.
Why clients choose us for IRS Liens
CPA representation
With your signed Form 2848 we deal with the IRS directly, so you don't have to.
Efficient and affordable
We work toward the fastest resolution that fits your finances.
Extremely discreet
Your situation stays private, handled only by authorized staff.
Fraud and forensic background
Our founder has served as an expert witness in federal tax cases.
IRS Liens across the United States
From our Doral office we provide IRS Liens to clients in all 50 states and Washington, D.C. Hover over a state to see its tax profile and the cities we serve; tap it to open the state page.
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IRS Liens FAQs
6 answers to the questions clients ask most. Don’t see yours? Ask us directly.
What's the difference between a lien and a levy?
A lien is a legal claim that secures the debt. A levy actually takes property, such as money in a bank account or wages.
How do I get a lien released?
The IRS must release a lien within 30 days after the balance is paid in full or becomes legally unenforceable. We confirm the release is recorded.
Can a lien be removed from public records entirely?
A withdrawal removes the public notice as though it was never filed. It can be available when you enter a qualifying direct debit installment agreement, among other situations.
Can I sell my house if there's a tax lien?
Yes, often by obtaining a certificate of discharge. Sale proceeds may go toward the tax debt, and we coordinate the paperwork with your title company.
Is there a deadline to appeal?
You generally have 30 days from the Letter 3172 to request a Collection Due Process hearing. After that, an equivalent hearing may still be possible within one year.
Do you offer IRS Liens outside Florida?
Yes. Our office is in Doral, Florida, and we work with clients across the United States and abroad through secure uploads, phone and video meetings and e-signatures. South Florida clients are welcome to meet with us in person.
Talk to a CPA about IRS Liens.
Your initial consultation is free. Call us, email us or visit our Doral office, and we’ll tell you exactly what you need and what it will cost.